My Personal Story

Growing up with immigrant parents there is no denying that there were many moments in our life where we went through financial hardship. I can remember distinctly, at around age 3-5, when my family and I didn't even have a bed to sleep on. We'd just lay blankets and pillows on the floor, cramped up in a tiny room, and went to sleep. I didn't think much of it then but looking back at it now as an adult― we really went through it. Despite such tough instances, my parents never made us feel like we had less. We didn't have everything but we had enough. I remember when I was 6, I snuck a little note in my dads shirt pocket before he left to work that said "I want a doll." I was asleep when he arrived home, but despite money being tight, he woke me and surprised me with a doll. I was young then but I would never forget that. 

In my teenage and young-adult years, I already understood the importance of money because I grew up barely having any. I choose to pursue financial independence because of the security it'll give me. I want to be able to provide for my future children and also take care of my parents one day. I take any opportunity to increase my knowledge and sharpen my financial literacy because of this. I'm still learning as I go (as I know there is still so much to learn!) and created @budgetgoalz to share my journey and hopefully inspire others along the way! If we do not take the leap to teach ourselves how to be financially literate, then who will? 

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❝Without good financial habits, you will always be struggling for the next dollar.❞ ―James Clear